Financial Services CloudArchitect (Hardest)financial-accounttrustrelationship-mapping
Architect Financial Account Role inheritance for trust and estate planning structures
Real World Scenario
Family office manages revocable trust irrevocable trust and individual FAs; advisors confused which Contact roles propagate to reporting.
Expected Answer
• FA Role types: Trustee Beneficiary Grantor Protector documented picklist
• No automatic inheritance—explicit role per FA Contact pair
• Hierarchy FA parent trust child sub-account roles do not auto-copy
• Roll-up rules include exclude trust FA types per firm policy
• Integration custodian feed maps legal role codes to FSC roles
• Reporting consolidated trust view vs individual beneficiary view separate
• Validation prevent conflicting roles same Contact same FA
Follow-Up Questions & Answers
Click to expand — each follow-up includes a direct, interview-ready answer
Direct answer: FA Role types: Trustee Beneficiary Grantor Protector documented picklist Also consider: No automatic inheritance—explicit role per FA Contact pair In practice: Hierarchy FA parent trust child sub-account roles do not auto-copy Document the decision in an ADR and align with enterprise standards.
Architect Perspective
Trust structures break simple FA role models—explicit role matrix beats assumed inheritance.